At Fifth Season Financial, we’re committed to partnering with you to improve the lives of your patients.

Financial Toxicity

It may be a fairly new term in healthcare, but the impact of financial stress on the quality of your patients’ lives is undeniable. The cost of care is rising, and the resulting financial strain can inhibit a patient’s treatment process and interfere with the ability to live a full life. We’ve heard from hundreds of healthcare professionals who have confirmed that financial concerns are raised by their patients more often than any other issue besides their treatment options.

Financial Assessment

An important first step after a diagnosis is to encourage patients to do a complete financial assessment. Understanding your assets and expenses is often the first step to minimizing financial insecurity, and social workers and nurse navigators can play an important role in the process. And helping patients optimize their medical insurance coverage is a hugely important step in minimizing the enormous out-of-pocket cost of care.

When health insurance isn’t enough

But where can you and your patients turn when health insurance can not help alone? Many (perhaps most) patients confront financial issues outside their treatment… reduction in an ability to work and earn income, increased living expenses and debt, or even a desire to maximize their quality of life during a limited life expectancy. Medical establishments and philanthropic organizations can only offer so much to those in need.



The FLAG Program – Funds for Living and Giving

Fifth Season may be able to help, and with a unique program that lets patients access funds from something they may already own but don’t realize they can access – their life insurance benefit.

Watch a short video to learn how the FLAG Program works:



We’ve provided the following resources to help you and your patients learn more about their options.

FLAG Program

Informative 8-page brochure outlining the FLAG Program, sharing success stories and answering common questions.
Click Here

Having The Conversation

To help start the conversation with patients about financial costs and stress, review our conversation starter one-sheet document.
Download Now


Our Resource

Sign up for Fifth Season’s newsletter, featuring patient stories and helpful information on financial resources.
Sign Up Now

Providing Financial Assistance
to Individuals with Advanced-Stage Illness


or call us toll-free at (866) 459-1271

Reach Out To Us!

Contact A FLAG Representative Now

Request a call or email from a FLAG Representative who can answer any questions or concerns you might have.

We promise to respect your privacy.
We will not share or sell your information.