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Thinking about selling your life insurance policy? While every case is different, there are many benefits of a life insurance loan as compared to an outright viactical sale of the life insurance policy, also known as a viatical settlement.
This is an example that illustrates how a life insurance policy loan (our Funds for Living Program) can be a much more attractive option than a Viatical Settlement (sale).
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Note: Our program was recently renamed Funds for Living.
* – Total money to Insured and Beneficiary = Policy Face amount minus fees and capitalized interest
** – Proceeds of sale may be taxable
*** – Example assumes mortality of insured 30 months after loan