Before you consider getting an advance on your life insurance policy, make sure you meet these three basic requirements:
You have been diagnosed with a life-threatening or advanced-stage illness (for example, Stage III or IV cancers, ALS, COPD, advanced stage heart disease, etc.).
You must own a life insurance policy of at least $50,000 issued in the United States - almost all policy types are eligible. *$100,000 minimum for group policies.
We'll handle the rest! Our program coordinators will guide you through the easy, no-cost/no-obligation application process and work directly with your life insurers and doctors to get all of the necessary documents. Once we receive all of the paperwork and determine if you qualify for the Funds for Living and Giving (FLAG) Program, we'll provide you with a written, no-obligation proposal. That's it!
With Fifth Season's FLAG Program, we can help you not only face your challenges,
but truly live your best life through them.
We promise to respect your privacy.
We will not share or sell your information.
We have provided over $115 million in financial assistance to individuals with an advanced-stage illness.
In more than 90% of our cases, funds remain to pass on to your beneficiaries.
The money we advance is yours – there are no restrictions on how you choose to use it. Use the funds for living or for giving to your loved ones.
We know that these are difficult times. We want our clients to know that Fifth
Season is committed to providing the compassionate service you deserve.
We are empathetic people who have been in some way touched by illness and will do our best to help whenever we can.