Do You Qualify For The FLAG Program?

Before you get started, make sure you meet these three basic requirements:

You have been diagnosed with a life-threatening or advanced-stage illness (for example, Stage III or IV cancers, ALS, COPD, advanced stage heart disease, etc.).

You must own a life insurance policy of at least $50,000 issued in the United States – almost all policy types are eligible. *$100,000 minimum for group policies.

We’ll handle the rest! Our program coordinators will guide you through the easy, no-cost/no-obligation application process and work directly with your life insurers and doctors to get all of the necessary documents. Once we receive all of the paperwork and determine if you qualify for the FLAG Program, we’ll provide you with a written, no-obligation proposal. That’s it!



or call us toll-free at (866) 459-1271

Watch a short video to learn how the FLAG Program can work for you:


Why The FLAG Program Can Be An Ideal Solution

With Fifth Season’s FLAG Program, we can help you not only face your challenges,
but truly live your best life through them.

Financial Stress

Immediate money to maximize your quality of life now.

Improve Your Quality of Life

Focus on important things like family and getting the care you deserve without financial worry.


You choose how to spend your money. Pay bills, take a vacation, or give a gift to someone you love. It’s your choice!

Your Policy
Stays Intact

Your life insurance policy stays in effect, and in more than 90% of cases funds remain to pass on to your loved ones.

Reach Out To Us!

We promise to respect your privacy.
We will not share or sell your information.

Our numbers speak for themselves


Financial Assistance Provided

We have provided over $75 million in financial assistance to individuals with an advanced-stage illness.


Happy Clients

Hundreds of families have gained peace of mind, enabling them to focus on a better quality of life and spending time with loved ones.


Funds Remain

In more than 90% of our cases, funds remain to pass on to your beneficiaries.


Zero Restrictions

The money we advance is yours – there are no restrictions on how you choose to use it. Use the funds for living or for giving to your loved ones.

Our Promise

We know that these are difficult times. We want our clients to know that Fifth Season is committed to providing the compassionate service you deserve.

We promise to protect your privacy.

We promise to talk to you with respect and understanding.

We promise to work hard to find a solution for you.

We are empathetic people who have been in some way touched by illness and will do our best to help whenever we can.