Confidentiality and Privacy Policy

This privacy notice discloses the privacy practices for fifthseasonfinancial.com, owned and operated by Fifth Season Financial, L.P. (referred to as the “Company”), a business that necessarily acquires and maintains nonpublic personal information (including, without limitation, highly sensitive medical and personal information) about our potential applicants, actual applicants and customers. Although the Company is not a covered entity for purposes of the Health Insurance Portability and Accountability Act of 1996 and the Promulgated Privacy regulations (“HIPAA”), the company does obtain, use and disclose protected health information (“ PHI”) and personal financial information (“PFI”) in order to conduct business and thus has implemented this privacy policy (“Policy”) to safeguard PHI and PFI. All employees are expected to adhere to this internal Policy.

We are the sole owners of the information collected on this site.  We only have access to/collect information that you voluntarily give us via email, completion of an online web form, or other direct contact from you, including a phone call, text, or “instant message” conveyed through social media such as Twitter, Facebook, WhatsApp etc.  We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us.  We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to send you information, money, or request or provide information about a transaction.

Unless you ask us not to, we may contact you via mail, email, phone or text in the future to tell you about specials, new products or services, or changes to this privacy policy.

The information referenced above is collected for the purpose of evaluating whether to extend a consumer loan and to administer such loan, if extended. The Company is dedicated to maintaining our consumers’ privacy while their nonpublic personal information is in our hands. Our employees and contractors are permitted to use our consumers’ nonpublic personal information only for approved Company business purposes. Employees and contractors are required to execute a confidentiality agreement protecting consumers’ nonpublic personal information, as a necessary condition of employment or engagement with the Company.

We will use a consumer’s nonpublic personal information as needed to complete the business tasks requested by such consumer, and will not share the consumer’s (or a former customer’s) nonpublic personal information with any non-affiliated third party serving in a non- representative capacity, except as required or permitted by law, authorized in writing by the consumer, or in the event the loan is sold to a third party. Specifically, information may be disclosed to the Company’s affiliates, third party service providers as necessary to effect, administer, or enforce a transaction that a consumer requests or authorizes or to a new owner. However, we require any such affiliate, third party service provider or new owner to agree to safeguard the information, maintain its confidentiality, use the information only for the intended purpose, and abide by applicable law.

Our Site may use “cookies” to enhance your experience.  Your web browser places cookies on your hard drive for record-keeping purposes and sometimes to track information about them.  You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent.  If you do so, note that some of the site may not function properly.

We may use your email address to respond to your inquiries, questions, and/or other requests.  If you decide to opt-in to our mailing list, you will receive emails that may include company news, updates, related product or service information, etc.  If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

This website uses the Google AdWords remarketing service to advertise on third party websites (including Google) to previous visitors on our site.  It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an inquiry.  This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network.  Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to the Fifth Season Financial website.  Of course, any data collected will be used in accordance with our own privacy policy and Google’s privacy policy.

You can set preferences for how Google advertises to you using the Google Ad Preferences page and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

We employ and maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard our consumers’ nonpublic personal information and restrict its disclosure to those in the Company, its contractors, affiliates or third party service providers who need to know such information in order to provide those products and services a consumer requests.

Employees and contractors are required to comply with all Company policies and procedures regarding the use, safeguarding, retention, and destruction of consumer nonpublic personal information, both in hard copy or paper form and in electronic form, including electronic images.

The Company will dispose of its records that contain nonpublic personal information by modifying the information to make it unreadable or undecipherable. We may make nonpublic personal information unreadable or undecipherable by erasing, shredding, or other means. We may also dispose of nonpublic personal information by contracting with a third party vendor engaged in the business of disposing of records (in the same manner described above) that contain nonpublic personal information.

We are committed to protecting our consumers’ nonpublic personal information in every transaction, at every level of our organization. The Company, its employees, contractors, affiliates and third party service providers will maintain both consumer and business information in a secure, private, and confidential environment, and will strive to protect all such information from improper use or distribution.

Our site includes links to other Web sites whose privacy practices may differ from those of Fifth Season Financial.  If you submit personal information to any of those sites, your information is governed by their privacy policies.  We encourage you to carefully read the privacy policy of any Web site you visit.

If you have any questions about this privacy policy, you may contact us at:

Fifth Season Financial
2777 Summer Street
Suite 304
Stamford, CT  06905
(866) 459-1271
(914) 371-6807 Fax
info@fifthseasonfinancial.com

top