Caregiving can be a rewarding experience, but it is also physically and emotionally demanding. National Family Caregivers Month is a time to honor caregivers and to understand that all caregivers need to “take care to give care.”
As a caregiver, one may be providing care to their own family with dependent children as well as to aging parents at the same time. The stress of dealing with caregiving responsibilities often leads to a higher risk of health issues. Many caregivers often experience a lack of energy and time while caring for others, while pushing their own responsibilities to the back burners, such as financial issues and concerns.
Tackling financial issues and concerns upfront can be a great way to help caregivers before things get too stressful. Caregivers may be able to help loved ones secure financial resources that can make the caregiving relationship dynamics much less stressful. Funds could be used to help pay for less important tasks that can be tiring and time consuming, so caregivers can focus on the important tasks at hand, like taking care of a loved one. By freeing up time for caregivers, it can enable them to make time to take care of themselves, so they can continue being strong enough to take care of loved ones.
Finding financial resources can be a time consuming task. Caregivers can turn to social workers, family, and friends for help locating resources. There are many government programs, grants, and other financial assistance program available if you meet their requirements. If your loved one that you’re caring for has a life insurance policy, they may be able to receive part of their policy funds now, and leaving remaining funds to beneficiaries later.
Want to get more tips about being a caregiver, read this great article written by Marni Amasellem, Ph.D., “What It Means To Be A Caregiver.”
Marni Amsellem, Ph.D., is a licensed clinical psychologist specializing in health psychology and coping. She maintains a part-time private practice and is also a research consultant with hospitals, organizations, and corporations. You can reach her at www.smarthealthpsych.com or via twitter @smartpsychreads