If you’re a cancer patient in Oregon, you probably look back at the day of your diagnosis and just shake your head. Shock, confusion, fear, anger – all of those emotions were completely normal. Little did you know back then that in addition to having to be worried about your health and the medical decisions that needed to be made, you’d also spend long nights looking at your finances and trying to figure out who to pay first and where the money as going to come from.
People who try to imagine life with cancer never consider the monetary implications of the disease, but the truth is that it is economic stress that keeps people with cancer up at night – not their disease. No matter how good your health insurance coverage is, there are always copays and deductibles that need to be paid, and that doesn’t even scratch the surface of other extraneous expenses. If you’ve had to leave your job on disability due to your illness, things can get bad fast.
The good news is that cancer patients in Oregon have access to a number of local and national financial resources that are there to provide relief when it is needed the most. Here are several of the top resources available for cancer patients in Oregon.
About Komak: Komak is a non-profit corporation founded and organized with the primary mission of providing interim financial assistance to qualified individuals with cancer and who are in need of immediate assistance.Komak makes it possible for a qualified client to be assisted with short-term medical care and related situations not covered by insurers; avert potentially catastrophic financial circumstances; and, equally important, retain a quality of life and a sense of dignity.
Oregon Cancer Foundation
About Oregon Cancer Foundation: The Oregon Cancer Foundation recognizes that a cancer diagnosis can send a family’s finances into a tailspin. Sometimes all that is needed is a small amount of money before other resources kick in or before lifestyle changes can be made. The foundation provides these stopgap funds so no patient has to choose between basic needs and optimal cancer treatment.
About Cancer Care: Nonprofit organization that provides financial assistance to those with cancer, as well as connections with other financial assistance resources. Funding is available for transportation, home care, and child care.
About Cover Oregon: Cover Oregon is a central marketplace where Oregon individuals can shop for health insurance plans and access financial assistance to help pay for coverage.
Fifth Season Financial
About Fifth Season Financial: Fifth Season Financial is a licensed consumer lender in business since 2007 and member of the Better Business Bureau. We are the leader in providing access to much needed funds from an often-overlooked asset – life insurance. We work with patients who have diagnoses of aggressive stage II, III or IV cancers, congestive heart failure, COPD, ALS, MLS and other serious health conditions. Over the past several years, we have provided more than $60 million in financial assistance to nearly 400 families. No credit check. No income requirements.
About HealthWell Foundation: HealthWell’s goal is to provide patients living with chronic and life-altering illnesses financial assistance in paying prescription drug copayments, deductibles, and health insurance premiums.
Linking A.R.M.S. Program
About Linking A.R.M.S. Program: Linking A.R.M.S.™ (Assistance & Resources Made Simple) is a program dedicated to helping underserved women with breast cancer. A partnership between CancerCare® and Susan G. Komen for the Cure, Linking A.R.M.S.TM provides financial assistance, education and support services to low-income, under- or uninsured women across the country.
About NeedyMeds: NeedyMeds is a prescription assistance program for those who do not have Medicaid or health care insurance. It covers outpatient medications.
Partnership for Prescription Assistance
About Partnership for Prescription Assistance: Assists in finding a prescription drug or program.
Patient Access Network Foundation
About Patient Access Network Foundation: They offer prescription co‐payment assistance
Patient Advocate Foundation Co-Pay Relief
About Patient Advocate Foundation Co-Pay Relief: National organization providing direct financial assistance to make prescription drug copayments. This program is aimed at those with insurance, including Medicare Part D, and helps patients diagnosed with many types of cancer, including brain tumors. Assistance is provided to cancer patients based on proof of inability to pay by the National Cancer Institute and at CancerNet, which is run by ASCO (American Society of Clinical Oncology).
Patient Services Incorporated
About Patient Services Incorporated: Provides assistance with locating health insurance, paying premiums and prescription co‐pays. Assists women at high risk for breast cancer in gaining access to Magnetic Resonance Imaging (MRI) screening.
Relieve financial stress with the FLAG Program, a viatical alternative that uses your life insurance for a cash advance