Heart failure is one of the most common physical maladies facing Americans today. According to the American Heart Association there are nearly six million Americans living with heart failure today, and one in five Americans will develop the condition. Heart failure is defined as when the muscle of the heart becomes so weak that it is no longer able to effectively pump enough blood to support the body’s blood and oxygen needs. It is a chronic condition, but when a person has received a diagnosis, in many cases there is still a great deal that they can do to manage their symptoms and enjoy their life.
Unfortunately, some heart failure patients are diagnosed with advanced heart failure. Once the disease has progressed to this point, traditional therapies and symptom management no longer have an effect. Patients and their families need to understand the medical situation, plan ahead and determine what their life goals are. Once they have carefully assessed what they want in terms of quality of life they can make informed decisions about whether to pursue any further treatment to reduce their symptoms or what types of interventions they are willing to have performed. Some patients opt to restrict treatment to palliative care, and many make plans for hospice care services. In all cases, medical care can be expensive and difficult to pay for, particularly if the patient has been the family’s main provider.
If you are a heart failure patient and where you are trying to regain economic control, there is a great deal of help available to you, even if you do not have health insurance in place. The list below provides an excellent place to start: it is made up of organizations that have committed themselves to providing financial assistance to those challenged by heart failure. Some help with the cost of prescription drugs, others help with copays, and still others simply offer grants to help with every day bills.
Boehringer Ingelheim Cares Foundation Patient Assistance Program
About Boehringer Ingelheim Cares Foundation Patient Assistance Program:In keeping with the company’s commitment to do the most good for the most people, they work hard to ensure their medicines are accessible to everyone who needs them, including senior citizens and families on limited incomes. The program helps those in need obtain medications free of charge. In 2014 60,000 eligible patients received assistance through the program.
Fifth Season Financial
About Fifth Season Financial: Fifth Season Financial offer the Funds for Living and Giving (FLAG) Program, a financial assistance resource that helps relieve the financial burden experienced by many people with a serious disease like advanced heart failure. Fifth Season’s program provides funds to people living with cancer or any other serious illness by using their life insurance policy as collateral. The funds you receive have NO RESTRICTIONS. You choose how you want to spend your money. Pay bills, take a vacation, or give a gift to someone you love. It’s your choice! The FLAG Program has provided over $75 million in funds to hundreds of families. Learn more: www.fifthseasonfinancial.
Pfizer RX Pathways
About Pfizer RX Pathways: Pfizer RxPathways is a comprehensive assistance program that provides eligible patients with a range of support services, including insurance counseling, co-pay assistance, and access to medicines for free or at a savings.
Partnership for Prescription Assistance
About Partnership for Prescription Assistance: The Partnership for Prescription Assistance brings together America’s pharmaceutical companies, doctors, other health care providers, patient advocacy organizations and community groups to help qualifying patients who lack prescription coverage get the medicines they need through the public or private program that’s right for them. Many will get them free or nearly free. Its mission is to increase awareness of patient assistance programs and boost enrollment of those who are eligible. Through this site, the Partnership for Prescription Assistance offers a single point of access to more than 475 public and private patient assistance programs, including more than 150 programs offered by pharmaceutical companies.
Hill-Burton Free Medical Care Program
About Hill-Burton Free Medical Care Program: Hospitals and other health care facilities receive Federal funds for construction or modernization under the Hill-Burton Program. In return, these facilities provide a specific amount of free or below cost health care services to eligible people. Contact the program for a list of participating facilities as well as information on eligibility.
U.S. Social Security Administration (SSA)
U.S. Social Security Administration (SSA) as serious enough to require expedited provision of Social Security benefits. Several congenital heart defects and other cardiovascular conditions are currently on the list of recognized Compassionate Allowances conditions.
Patient Access Network Foundation
About The Patient Access Network (PAN) Foundation: The Patient Access Network (PAN) Foundation offers a patient assistance program for Medicare patients being treated for heart failure. Qualifying patients will be eligible for grants to help cover the out-of-pocket costs associated with their prescribed heart failure medications.
Relieve financial stress with the FLAG Program, a viatical alternative that uses your life insurance for a cash advance