The expenses start even before you know that you have cancer. You’re not feeling well so you take some time off of work – there goes one sick day, or however many hours you’ve taken off unpaid. Maybe you go to the pharmacy to pick up some over the counter medications to treat your symptoms – that’s an easy $20 gone. After a while you finally give in and go to the doctor, where you have to pay a copay, only to hear that you need blood work, or an X-Ray followed by a CT Scan, or maybe an MRI. All in all, you’ve probably paid hundreds of dollars out of pocket before you even hear that you have cancer, and that’s just the beginning.
Cancer patients in West Virginia face a seemingly never-ending stream of bills that they have to manage along with the physical and emotional challenges of their disease. Unfortunately, short of stopping treatment and getting sicker, there’s not much that you can do to prevent the bills from coming in, but the good news is that there are financial resources available that can help you cover some of your costs.
Cancer survivors and their families all say that the financial worry and stress were almost as bad as the concern about the cancer itself, but they also say that you should not be shy about asking for financial assistance. From reaching out to friends and family members, who may be willing to hold fundraisers or even extend loans, to asking your physician or medical facility whether they know of any assistance programs in your local area, there are financial resources available to help you along the way. Here are just a few of the organizations that are there to give you a helping hand.
West Virginia Golden Mountaineer Card
About West Virginia Golden Mountaineer Card: West Virginia Golden Mountaineer cards are offered to those living in the state who are over the age of sixty. Cancer patients can save on hundreds of products and services offered by many businesses statewide, including prescription medication, food and other services.
Angel Flight Mid-Atlantic
About Angel Flight Mid-Atlantic: Angel Flight Mid-Atlantic provides air transport to specialized medical facilities for evaluation, diagnosis, treatment and rehabilitation. Angel Flight Mid-Atlantic provides medical air transport for patients departing from West Virginia.
Students Optimistic for Curing Kids
About Students Optimistic for Curing Kids: West Virginia University’s Students Optimistic for Curing Kids is an organization designed to raise awareness and fund children with Pediatric Cancer. It was created by students attending West Virginia University, and its objective is to specifically target the needs of the family by providing funds for their expensive medical treatments.
Susan G. Komen West Virginia
About Susan G. Komen West Virginia: West Virginia Susan G. Komen has provided over 2 million in funding throughout the state for breast cancer screening and treatment to underinsured and uninsured men and women in West Virginia, breast cancer outreach and educational activities, collaborating with community partners to conduct breast cancer outreach and educational activities and developing a clinical trials provider education campaign and/or providing patient support for participation in breast cancer clinical trials. Patients in need of financial support are encouraged to contact them.
Patient Advocate Foundation
About Patient Advocate Foundation: In addition to providing professional case management services, the Patient Advocate Foundation provides co-payment assistance for patients being treated for breast, colorectal, kidney, lung, pancreatic and prostate cancers, lymphomas, sarcomas and secondary issues resulting from chemotherapy.
Fifth Season Financial
About Fifth Season Financial: Fifth Season Financial is a licensed consumer lender in business since 2007 and member of the Better Business Bureau. We are the leader in providing access to much needed funds from an often-overlooked asset – life insurance. We work with patients who have diagnoses of aggressive stage II, III or IV cancers, congestive heart failure, COPD, ALS, MLS and other serious health conditions. Over the past several years, we have provided more than $115 million in financial assistance to nearly 400 families. No credit check. No income requirements.
The Max Foundation
About The Max Foundation: The Max Foundation helps match patients with blood-related cancers with sources of financial assistance, including copays and other medical costs.
Leukemia and Lymphoma Society
About The Leukemia and Lymphoma Society: The Leukemia and Lymphoma Society provides up to $500 per year supplementary help to patients with blood-related cancers.
CancerCare Co-Payment Assistance Foundation
About The CancerCare Co-Payment Assistance Foundation: The CancerCare Co-Payment Assistance Foundation helps patients who can’t afford co-payments on treatments for breast, lung, colorectal or pancreatic cancer.
About Healthwell Foundation: The Healthwell Foundation provides help with out-of-pocket costs for prescription copays, coinsurance, deductibles and health-care premiums for patients with breast cancer. carcinoid tumors and related symptoms, chemotherapy induced anemia/neutropenia, colorectal cancer, cutaneous T-cell lymphoma, glioblastoma multiforme/anaplastic astrocytoma, head and neck cancer, Hodgkin’s Disease, non-Hodgkin’s lymphoma, non-small cell lung cancer and Wilm’s Tumor.
Relieve financial stress with the Funds For Living Program, a viatical alternative that uses your life insurance for a cash advance