As a cancer patient in Massachusetts, you are immediately plunged into a whole new world when you get diagnosed. You learn things that you never wanted to know and wish that you didn’t need to know. Though many outsiders believe that the hardest emotional burden of a cancer diagnosis is the fear of the unknown future and the shift from being treated normally to being treated as a patient, they are not aware of cancer’s other emotional rollercoaster – the never-ending stream of cancer bills. No matter how good your health insurance is, copays and out-of-pocket expenses for cancer treatments and supplies can quickly mount, and these financial burdens often arrive at the same time that the person with cancer has cut back on work — or stopped working entirely — in order to deal with their disease and the effects of its treatment.
If you have found yourself staring at a mountain of bills and wondering how you’re going to pay them, financial help for cancer patients is available in a number of forms. Though you may be averse to asking for assistance from friends, you would be surprised by how many of your loved ones and acquaintances are looking for ways that they can feel useful – fundraisers, charity runs, beef & beers and other grass-roots efforts can not only provide a big boost for your expenses, but will also give you the emotional lift of knowing how much people care. Beyond that, if you are a cancer patient in Massachusetts there are a number of organizations that are dedicated to helping and providing financial resources. Below are just a few of the organizations available to help.
Cancer Resource Foundation
About Cancer Resource Foundation: The Cancer Resource Foundation is a Massachusetts-based nonprofit organization created to meet the cancer community’s unmet needs. Financial help is in the form of an individual grant, a gift card or a referral for free or low cost products or services. The organization works with partnering organizations to provide some of these supports. They also partner with other nonprofits to make referrals to products and services that may help cancer patients and their families during their cancer journey. They also offer limited financial assistance for cancer related costs. Some programs provide direct financial help to pay the “out of pocket” costs related to cancer care. All programs are available to those affected by cancer.
Learn Live Love
About Learn Live Love: Learn Live Love’s mission is to provide financial assistance to women and families in local communities across Massachusetts who have been touched by the devastation of cancer.
Joe Andruzzi Foundation
About Joe Andruzzi Foundation: The organization helps families cover basic living expenses, for example: mortgage, rent, electricity, gas, oil, telephone, cable, or other similar expenses. All grant monies are mailed to the patient with checks written directly to the service providers. The Financial Assistance Program does not help with the cost of medical expenses or credit card bills.
Partnership for Prescription Assistance (PPA)
About Partnership for Prescription Assistance: Partnership for Prescription Assistance helps locate assistance programs from pharmaceutical companies, as well as state programs that include assistance for the uninsured.
Fifth Season Financial
About Fifth Season Financial: Fifth Season Financial offer the Funds for Living Program, a financial assistance resource that helps relieve the financial burden experienced by many late-stage cancer patients. Fifth Season’s program provides funds to people living with cancer or any other serious illness by using their life insurance policy as collateral. The funds you receive have NO RESTRICTIONS. You choose how you want to spend your money. Pay bills, take a vacation, or give a gift to someone you love. It’s your choice! The Funds For Living Program has provided over $115 million in funds to hundreds of families. Learn more: www.fifthseasonfinancial.
CancerCare Co-Payment Assistance Foundation
About CancerCare®: CancerCare® Co-Payment Assistance Foundation (CCAF) helps people afford the cost of co-payments for chemotherapy and targeted treatment drugs. The group provides this assistance free of charge to ensure patient access to care and compliance with prescribed treatments.
About The HealthWell Foundation: The HealthWell Foundation assists patients living with chronic and life-altering illnesses in paying their share of prescription drug copayments, deductibles, and health insurance premiums. They believe that by reducing this financial stress, the people they serve can focus on what’s most important—their health.
Patient Advocate Foundation’s Co-Pay Relief Program
About Patient Advocate Foundation’s Co-Pay Relief Program: Patient Advocate Foundation’s (PAF) Co-Pay Relief Program (CPR) provides financial assistance to financially and medically qualified patients, including those insured through federally administered health plans such as Medicare, for co-payments, co-insurance and deductibles required by a patient’s insurer for pharmaceutical treatments and/or prescription medications prescribed to treat and/or manage his/her disease.
Relieve financial stress with the Funds For Living Program, a viatical alternative that uses your life insurance for a cash advance