A cancer diagnosis puts you on an emotional roller coaster. Some days you feel normal, even happy and hopeful. Other days you are filled with dread, fear, anger, grief. Your friends and family want to be with you but don’t know what to say to you. You’re emotionally and physically exhausted, yet feel compelled to do more out of fear that you have little time left.
You want to do research to learn more than what the doctors are telling you, but you’re afraid of what you might learn. And the mailbox has become your greatest friend and biggest enemy, as it is filled with letters and get well cards at the same time that the medical bills come pouring in. Who knew that having a potentially life-threatening disease could be so expensive?
Whether you buy into the notion that cancer is a battle to be waged or choose to take a more mindful and meditative approach, the one thing that all cancer patients have in common is being faced with extraordinarily high copays, coinsurance, and out-of-pocket expenses, all while facing the possibility, eventuality, or reality that you will need to stop working, and therefore stop earning enough to pay for your bills.
If you are a cancer patient in Connecticut and you’ve found that the expenses that have accompanied your diagnosis have put you into economic difficulties, you probably feel like you’re all alone. The truth is that there are a lot of financial resources that have been created specifically to assist cancer patients. Some are big national organizations, some are at the state level, and some are local grassroots efforts coordinated by church groups, family members and school communities. No matter where you are or what your circumstances, many of them are available to you — all you have to do is find them, and accept the help.
Breast Cancer Emergency Aid Foundation
About Breast Cancer Emergency Aid Foundation: Breast Cancer Emergency Aid Foundation was created to help breast cancer patients in need by providing them with non-medical financial assistance. The foundation has branches at Stamford Hospital, Bridgeport Hospital, and Norwalk Hospital
Center For Hope
About Center For Hope: Center for Hope provides various forms of assistance to residents who live within the church’s parish boundaries. Services include: limited financial assistance for rent, heating bills, water bills, electric bills, and limited medical equipment and a prescription assistance program. In addition, Center for Hope sponsors a Food Pantry and a Clothing Bank, as well as a support service for mothers and fathers who have been diagnosed with cancer and have school-age or younger children at home.
Fifth Season Financial
About Fifth Season Financial: Fifth Season Financial offer the Funds for Living and Giving (FLAG) Program, a financial assistance resource that helps relieve the financial burden experienced by many late-stage cancer patients. Fifth Season’s program provides funds to people living with cancer or any other serious illness by using their life insurance policy as collateral. The funds you receive have NO RESTRICTIONS. You choose how you want to spend your money. Pay bills, take a vacation, or give a gift to someone you love. It’s your choice! The FLAG Program has provided over $75 million in funds to hundreds of families. Learn more: www.fifthseasonfinancial.
The C.H.A.I.N. Fund, Inc.
About The C.H.A.I.N. Fund, Inc.: The C.H.A.I.N. Fund, Inc. will provide financial assistance to individuals diagnosed with any type of cancer. Financial aid will be given to qualifying person(s) to assist with their household expenses while they are undergoing treatment and unable to work as a result. The fund would assist in areas such as mortgages, rents, utilities, prescriptions, insurance co-pays, and transportation.
Connecticut Sports Foundation Against Cancer
About Connecticut Sports Foundation Against Cancer: Provides grants to cancer patients living in Connecticut to cover living expenses and medical care. Only individuals with an active cancer diagnosis qualify.
Patient Advocate Foundation
About Patient Advocate Foundation: Patient Advocate Foundation offers assistance to patients with specific issues they are facing with their insurer, employer and/or creditor regarding insurance, job retention and/or debt crisis matters relative to their diagnosis of life threatening or debilitating diseases.
(800) 813‑HOPE (4673)
About CancerCare: CancerCare is currently offering financial assistance to cancer patients in the form of transportation, home care and child care. The organization’s goal is to provide limited financial assistance to people affected by cancer. When funding is unavailable the group’s professional oncology social workers will work to identify other financial assistance resources.
The Leukemia & Lymphoma Society Co-Pay Assistance Program
About The Leukemia & Lymphoma Society Co-Pay Assistance Program: The Leukemia & Lymphoma Co-Pay Assistance Program offers assistance to patients for cancer treatment related co-pays, private health insurance premiums, private insurance co-pay obligations, and other premium or co-pay obligations.
Relieve financial stress with the FLAG Program, a viatical alternative that uses your life insurance for a cash advance