Under the best of circumstances, keeping up with bills and finances can be a struggle, but when you add cancer treatment into the mix, things can quickly spiral into a frightening cycle of debt and stress. Not only do you still need to pay for household expenses, but you are suddenly faced with bills for doctor visits, diagnostic tests, hospitalization, medical equipment and prescription medications.
No matter how good your insurance coverage is, there’s a good chance that the copays and coinsurance costs will be as shocking as the diagnosis itself, and many families are left wondering where to turn.
If you are a cancer patient in Iowa seeking financial help, it is important that you understand that there are a number of excellent financial resources available to provide you with the help and support that you need, and in many cases all you need to do is ask.
Requesting financial help in Iowa can be difficult, but when you are faced with these types of challenges, allowing others to provide direction and assistance is essential. You can start by asking your health care provider or facility about programs that they may be able to point you to, and oncology social workers can prove to be remarkable sources of valuable information about both national and local organizations.
Financial help is available from large groups such as the American Cancer Society, as well as via grassroots efforts coordinated by cancer survivors and their families and compassionate church and community groups. Here is a list of just some of the financial resources for cancer patients in Iowa. Start here, and you’re sure to find many others along the way.
Financial Help for Cancer Patients in Iowa
St. Lukes Spirit Fund
About St. Lukes Spirit Fund: The Spirit Fund provides assistance to men and women with a diagnosis of cancer who are in need financially. This fund is available for services that support the patient’s quality of life.
The Anna Purna Ghosh Foundation
About The Anna Purna Ghosh Foundation: Provides financial assistance in the form of reimbursements for prescription assistance and prescribed prostheses. Patients must reside in and/or receive care in Linn County.
Cancer Hope Fund
About The Cancer Hope Fund: The Cancer Hope Fund seeks to provide hope through financial assistance that helps patients focus on their recovery.
Fifth Season Financial
About Fifth Season Financial: Fifth Season Financial offer the Funds for Living and Giving (FLAG) Program, a financial assistance resource that helps relieve the financial burden experienced by many late-stage cancer patients. Fifth Season’s program provides funds to people living with cancer or any other serious illness by using their life insurance policy as collateral. The funds you receive have NO RESTRICTIONS. You choose how you want to spend your money. Pay bills, take a vacation, or give a gift to someone you love. It’s your choice! The FLAG Program has provided over $75 million in funds to hundreds of families. Learn more: www.fifthseasonfinancial.
CancerCare Co-Payment Assistance Foundation
About CancerCare Co-Payment Assistance Foundation: CancerCare CoPay helps people afford insurance co-payments to cover the cost of chemotherapy and cancer medications.
About Good Days: Good Day’s mission is to ensure no one has to choose between getting the medication they need and affording the necessities of everyday living.
About HealthWell Foundation: HealthWell Foundation assists patients living with chronic and life-altering illnesses in paying their share of prescription drug copayments, deductibles, and health insurance premiums.
The Leukemia & Lymphoma Society’s Co-Pay Assistance Program
About The Leukemia and Lymphoma Society’s Co-Pay Assistance Program: The Leukemia & Lymphoma Society (LLS) Co-Pay Assistance Program helps patients pay their insurance premiums and meet co-pay obligations. They also help them find additional sources of financial aid.
National Organization for Rare Disorders
(800) 999-6673 (Voice mail only)
About National Organization for Rare Disorders: Provides assistance programs to help patients obtain life-saving or life-sustaining medication they could not otherwise afford. These programs provide medication, financial assistance with insurance premiums and co-pays, diagnostic testing assistance, and travel assistance for clinical trials or consultation with disease specialists.
Patient Access Network Foundation
About Patient Access Network Foundation: Patient Access Network Foundation believes that high deductibles and co-pays should not prevent people with life-threatening, chronic and rare diseases from getting the medications and treatment they need. They work to offer the fastest, most dependable way to help patients pay for their out-of-pocket costs.
Patient Advocate Foundation Co-Pay Relief Program
About Patient Advocate Foundation Co-Pay Relief Program: PAF Co-Pay Relief (CPR) provides direct financial assistance to qualified patients, assisting with prescription drug co-payments their insurance requires relative to their diagnosis. CPR call counselors work directly with the patient as well as with the provider of care to obtain necessary medical, insurance and income information to advance the application in an expeditious manner.
Patient Services Incorporated
About Patient Services Incorporated: Patient Services Inc. provides a “safety net” for patients with chronic illnesses who are struggling to keep up with expensive premiums and copayments.
Relieve financial stress with the FLAG Program, a viatical alternative that uses your life insurance for a cash advance