Fifth Season Financial Honors National Cancer Prevention Month
Stamford, CT (January 22, 2019) – Fifth Season Financial, a specialty lender providing solutions to alleviate the financial strain associated with serious illness, is recognizing National Cancer Prevention Month this February by teaming up with Dr. Jack Goldberg, former Chief of Hematology and Medical Oncology at Penn Presbyterian Medical Center, to offer consumers key insights. Dr. Goldberg provides guidance on ways to reduce the risk of developing cancer and the financial toxicity that too often follows a diagnosis.
The American Association for Cancer Research found in a recent progress report that 4 out of 10 cancer cases diagnosed in the United States and nearly half of all deaths from cancer were caused by potentially avoidable risk factors including tobacco use, alcohol intake, excess body weight, poor diet and physical inactivity.
“Processed foods and alcohol, combined with the absence of healthy foods and exercise, is a recipe for disaster,” said Dr. Goldberg, lead medical underwriter for Fifth Season Financial. “This diet is, unfortunately, all too common among Americans today and increases cancer risk as well as degenerative and inflammatory conditions such as atherosclerosis and coronary artery disease. Add smoking into the mix and you have the perfect storm to encourage the development and progression of cancer.”
Continuing to engage in unhealthy behaviors after diagnosis has, in certain cases, been shown to worsen a patient’s outcome and increase the likelihood of cancer treatment toxicity. Modifying or eliminating major risk factors, on the other hand, can have the opposite effect for both cancer patients and survivors.
Dr. Goldberg continued, “Maintaining a good fitness level, combined with cancer-fighting foods, allows you to build up your immune system, reduce inflammation and keep cancer cells from getting a head start. But remember, no matter how healthy you think you are, smoking and excess alcohol will erase all of your best efforts to stay well.”
Regular screenings, including mammograms, pap tests, prostate cancer screenings and colonoscopies, are important for early detection and treatment. There are also screenings for individuals at higher risk for developing lung cancer. Dr. Goldberg recommends following the guidelines outlined by the American Cancer Society, National Institute of Health as well as the National Cancer Institute. The National Comprehensive Cancer Network, he notes, is another valuable patient-oriented resource.
For those who have received a cancer diagnosis and may be struggling financially, there are resources available to help prevent the burden of financial toxicity.
“It’s important for patients with cancer to direct all their attention and energy to getting better and surviving – the last thing they should be worried about are financial concerns,” said Dr. Goldberg. “The stress of battling financial pressures while focused on one’s physical health can be overwhelming and may worsens a patient’s resistance and immunity and, as a result, shorten their survival. My advice is to seek the help you need as early as possible.”
Fifth Season Financial’s Funds for Living and Giving (FLAG) program allows an individual to access a portion of the face value of their life insurance policy (as opposed to the cash surrender value) at a time when they need funds most. Throughout the process, the individual’s policy is kept in place and, ultimately, the advance is repaid using the proceeds of the policy and any remaining funds are given to the family. The concept is to provide access to funds when they are needed (funds for living) but to maintain a portion of the policy for the surviving family (funds for giving).
Fifth Season Financial is located at 2777 Summer Street, Suite 304 in Stamford, CT. They can be reached at (866) 459-1271 or by visiting www.fifthseasonfinancial.com. For the latest news and updates, follow @5SeasonFin on Facebook and @fifth-season-financial-assistance on LinkedIn.
About Fifth Season Financial
Since 2007, Fifth Season Financial has offered a solution to combat the financial strain caused by serious illness. The firm’s Funds for Living and Giving (FLAG) program utilizes an often-overlooked asset for people with advanced stage illnesses – their life insurance policy and, in more than 90% of cases, funds remain to pass on to beneficiaries. Fifth Season has provided over $190 million in financial assistance to more than 500 patients across the United States. Clients are able to secure immediate cash advances with no restrictions and leave funds for their beneficiaries later. For more information, visit www.fifthseasonfinancial.com.
Kelly Lee/Jennifer Reisfeld
Relieve financial stress with the FLAG Program, a viatical alternative that uses your life insurance for a cash advance