About Us

We're a team of compassionate people who are here to help ease your stress.
We're a team of compassionate people who are here to help ease your stress.
To Help People With Illness Find Financial Relief.
We’ve worked with hundreds of patients and their families and we see the emotional, physical and financial impact that often comes with an advanced-stage illness. Our goal is to provide a quick, hassle-free, personalized service that provides the funds you need through a smart financial solution—a loan against the face value of your life insurance policy. With the Funds for Living Program, you can focus on what matters most—your health, your family, your friends, your life.
The Story Behind Adam’s Passion
Thank you for visiting our website! Since our company was founded in 2007, our mission and sole focus has been to help people with illness find financial assistance.
This mission is dear to my heart as I became interested in Fifth Season’s mission after a personal experience with cancer. A year after I moved with my wife and children from Canada to the United States, my wife, Tracey, was diagnosed with breast cancer. While dealing with the sobering realities of our new situation, I began to learn about the many ways organizations support patients medically and emotionally. However, I was disappointed to see the very limited structured support for the broad range of financial strains patients often face. Like many of you, I was shocked at the unexpected co-pays, medical bills and accompanying expenses we had to manage. I could not stop thinking about the magnitude of this problem for so many Americans and I decided to do something about it!
After serving as director of Fifth Season Financial from 2007 through 2009, I acquired Fifth Season Financial in 2012 and was finally able to make my vision of providing financial assistance programs a reality. Along with a dedicated patient focused team, I structured and developed the Funds For Living Program to specifically address the financial needs of people facing advanced-stage illnesses. It was important to me, to develop a program that provided larger sums of money than what is currently available through non-profit programs and perhaps even more importantly, to provide, unrestricted funds.
Beyond Fifth Season Financial, Adam and Tracey (who is now ten years post treatment and doing very well!) are very active in supporting several cancer causes, including Gilda’s Club Westchester, where Tracey is currently the President of the Board of Directors.
I sincerely wish that no one ever had to face illness and the resulting financial hardships that often accompany a serious illness but until that is a reality, I will continue to work towards providing financial options to help those who are facing illness.
I wish you all the best and hope you will continue to explore our web site.
Sincerely,

We are a trusted specialty lender.
We set out to make a difference.
Finding you financial help when faced with advanced-stage illness.
We created the company we would want to do business with.
We are a team of dedicated professionals who are extremely knowledgeable and passionate about what we do. We want you to feel our commitment and caring in every interaction with our team.
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