If you currently own a life insurance policy, the FLAG program is designed with you and your loved ones in mind:
Get a large cash advance now, without any restrictions on how the funds can be used.
Your insurance policy remains in place allowing you to leave additional funds to your beneficiaries later.
We promise to respect your privacy.
We will not share or sell your information.
With Fifth Season's financial assistance program for those with advanced stage illnesses, we can help you not only face your
challenges, but truly live your best life through them.
Using Fifth Season's innovative FLAG Program, our clients were able to access funds
that immediately helped improve their lives. For more client stories click here.
Lisa from Colorado invested in her new business while minimizing her financial stress.
Cassie from Texas was able to pay her back rent and stay in her apartment.
The Smiths from Mississippi took a vacation to the Carolinas with their family.
Before you get started, make sure you meet these three basic requirements:
You have been diagnosed with a life-threatening or advanced-stage illness (for example, Stage III or IV cancers, ALS, COPD, advanced stage heart disease, etc.).
You must own a life insurance policy of at least $50,000 issued in the United States – almost all policy types are eligible. *$100,000 minimum for group policies.
We'll handle the rest! Our program coordinators will guide you through the easy, no-cost/no-obligation application process and work directly with your life insurers and doctors to get all of the necessary documents. Once we receive all of the paperwork and determine if you qualify for the FLAG Program, we'll provide you with a written, no-obligation proposal. That's it!
*The interest rate of 15.5% compounded daily (16.76% APR) is a special promotional rate applicable to fully completed and qualifying applications received by Fifth Season between 09/01/2018 and 11/30/2018.