Questions? Call Now: (866) 459-1271

The Funds for Living Program helps alleviate your financial worries by giving you access to part of your life insurance benefit now and leaves money for your loved ones later.

It works like a loan - your life insurance policy is the only collateral and repays the loan.

NO restrictions on how you use the money

NO more premium payments

NO monthly payments due

NO out of pocket costs

NO credit checks

NO other collateral required

ALL remaining proceeds are paid to your beneficiaries


We promise to respect your privacy.
We will not share or sell your information.

Learn how the Funds For Living Program works:

The Benefits Of Funds For Living

With Fifth Season's financial assistance program for those with advanced stage illnesses, we can help you not only face your
challenges, but truly live your best life through them.


Financial Stress

Immediate money to maximize your quality of life now.


Improve Your Quality of Life

Focus on important things like family and getting the care you deserve without financial worry.



You choose how to spend your money. Pay bills, take a vacation, or give a gift to someone you love. It's your choice!


Your Policy Stays Intact

Your life insurance policy stays in effect, and in more than 90% of cases funds remain to pass on to your loved ones.

Helping Clients Achieve Their Goals

Using Fifth Season's innovative Funds For Living Program, our clients were able to access funds
that immediately helped improve their lives. For more client stories click here.


Lisa from Colorado invested in her new business while minimizing her financial stress.


Cassie from Texas was able to pay her back rent and stay in her apartment.


The Smiths from Mississippi took a vacation to the Carolinas with their family.

How Do You Qualify?

Before you get started, make sure you meet these three basic requirements:


You have a diagnosis of an advanced stage illness such as: Stage III or IV cancers, kidney/renal disease, ALS, COPD, heart disease, Alzheimer’s/dementia, etc.


You own a life insurance policy of at least $75,000 issued in the United States - almost all policy types are eligible


You are a Unites States citizen or permanent resident

or call us toll-free at (866) 459-1271