Our Fifth Season Financial Corp
Confidentiality and Privacy Policy
Fifth Season Financial Corp, which we refer to as the “Company,” is a business that necessarily acquires and maintains nonpublic personal information (including, without limitation, highly sensitive medical and personal information) about our potential applicants, actual applicants, and customers. This information is collected from the following sources:
- applications or other forms completed by a consumer;
- information a consumer authorizes the Company to receive from medical providers, insurance companies, and/or other authorized third parties;
- other information provided by a consumer (whether written or verbal); and
- information we might request from a consumer reporting agency.
The information referenced above is collected for the purpose of evaluating whether to extend a consumer loan. The Company is dedicated to maintaining our consumers’ privacy while their nonpublic personal information is in our hands. Our employees and contractors are permitted to use our consumers’ nonpublic personal information only for approved Company business purposes. Employees and contractors are required to execute a confidentiality agreement protecting consumers’ nonpublic personal information, which is a necessary condition of employment or engagement with the Company.
We will use a consumer’s nonpublic personal information as needed to complete the business tasks requested by such consumer, and will not share the consumer’s (or a former customer’s) nonpublic personal information with any non-affiliated third party serving in a non-representative capacity, except as required or permitted by law or authorized in writing by the consumer. Specifically, information may be disclosed to affiliates or third party service providers as necessary to effect, administer, or enforce a transaction that a consumer requests or authorizes. However, we require any such affiliate or third party service provider to agree to safeguard the information, maintain its confidentiality, use the information only for the intended purpose, and abide by applicable law.
We employ and maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard our consumers’ nonpublic personal information and restrict its disclosure to those in the Company, its contractors, affiliates or third party service providers who need to know such information in order to provide those products and services a consumer requests. Employees and contractors are required to comply with all Company policies and procedures regarding the use, safeguarding, retention, and destruction of consumer nonpublic personal information, both in hard copy or paper form and in electronic form, including electronic images.
The Company will dispose of its records that contain nonpublic personal information by modifying the information to make it unreadable or undecipherable. We may make nonpublic personal information unreadable or undecipherable by erasing, shredding, or other means. We may also dispose of nonpublic personal information by contracting with a third party vendor engaged in the business of disposing of records (in the same manner described above) that contain nonpublic personal information.
We are committed to protecting our consumers’ nonpublic personal information in every transaction, at every level of our organization. The Company, its employees, contractors, affiliates and third party service providers will maintain both consumer and business information in a secure, private, and confidential environment, and will strive to protect all such information from improper use or distribution.
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